Files
claude-plugins/negocio/skills/saas/references/pricing-billing.md
Emanuel Almeida 6b3a6f2698 feat: refactor 30+ skills to Anthropic progressive disclosure pattern
- All SKILL.md files now <500 lines (avg reduction 69%)
- Detailed content extracted to references/ subdirectories
- Frontmatter standardised: only name + description (Anthropic standard)
- New skills: brand-guidelines, spec-coauthor, report-templates, skill-creator
- Design skills: anti-slop guidelines, premium-proposals reference
- Removed non-standard frontmatter fields (triggers, version, author, category)

Plugins affected: infraestrutura, marketing, dev-tools, crm-ops, gestao,
core-tools, negocio, perfex-dev, wordpress, design-media

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
2026-03-12 15:05:03 +00:00

138 lines
3.1 KiB
Markdown

# SaaS - Pricing e Billing
## Modelos de Pricing
| Modelo | Descricao | Exemplo | Quando Usar |
|--------|-----------|---------|-------------|
| **Flat Rate** | Preco fixo mensal | 29EUR/mes | Simplicidade, previsibilidade |
| **Per Seat** | Por utilizador | 10EUR/user/mes | B2B, equipas |
| **Usage Based** | Pay-as-you-go | 0.01EUR/API call | Variacao alta de uso |
| **Tiered** | Planos com limites | Free/Pro/Enterprise | Upsell natural |
| **Hybrid** | Base + usage | 20EUR + 0.001EUR/email | Receita previsivel + escala |
Recomendacao Descomplicar:
```
B2B (equipas 5-50 users): PER SEAT
B2C (individual): TIERED
API/Infra (desenvolvedores): USAGE BASED
SaaS tradicional: HYBRID (base + usage caps)
```
## Exemplo de Tiers
**FREE (0EUR/mes):**
- 1 user
- 100 records/mes
- 1 GB storage
- Sem integracoes, API, suporte prioritario
**PRO (29EUR/mes):**
- 5 users
- 10.000 records/mes
- 50 GB storage
- Integracoes basicas
- API access (10k calls/mes)
- Email support (24h)
**ENTERPRISE (Custom):**
- Users ilimitados
- Records ilimitados
- Storage dedicado
- Todas as integracoes
- API ilimitado
- Suporte 24/7 + Account Manager
- SSO/SAML
- SLA 99.9%
## Billing com Stripe
### Setup Basico
```typescript
import Stripe from 'stripe';
const stripe = new Stripe(process.env.STRIPE_SECRET_KEY);
const subscription = await stripe.subscriptions.create({
customer: customerId,
items: [{ price: 'price_free' }],
trial_period_days: 14,
payment_behavior: 'default_incomplete',
expand: ['latest_invoice.payment_intent']
});
// Webhooks para sincronizar estado:
// - customer.subscription.created
// - customer.subscription.updated
// - customer.subscription.deleted
// - invoice.payment_succeeded
// - invoice.payment_failed
// Verificar feature access
const canUseFeature = (user: User, feature: string) => {
if (user.subscription.status !== 'active') return false;
return PLAN_FEATURES[user.subscription.plan].includes(feature);
};
```
### Trial -> Paid Conversion
```
Trial 14 dias (sem cartao)
|
+- Dia 7: Email "Metade do trial"
+- Dia 12: Email "2 dias restantes + valor criado"
+- Dia 14: Soft paywall (pedir cartao)
|
v
Converteu? -> Pro (29EUR/mes)
Nao converteu? -> Free (downgrade features)
```
## Feature Flags por Plano
```typescript
export const PLAN_FEATURES = {
free: [
'basic_dashboard',
'limited_records',
'email_support'
],
pro: [
'basic_dashboard',
'unlimited_records',
'api_access',
'integrations_basic',
'priority_support',
'export_csv'
],
enterprise: [
'*', // todas as features
'sso_saml',
'audit_logs',
'custom_domain',
'dedicated_support',
'sla_guarantee'
]
};
export function requireFeature(feature: string) {
return async (req, res, next) => {
const user = req.user;
const plan = user.subscription.plan;
if (!PLAN_FEATURES[plan].includes(feature) &&
!PLAN_FEATURES[plan].includes('*')) {
return res.status(403).json({
error: 'Upgrade required',
feature: feature,
current_plan: plan,
upgrade_to: 'pro'
});
}
next();
};
}
```